Luxon

[Magoo]

To be fair, I've seen the expression used by respectable institutions such as Auckland City Mission and NZ Consumer Institute when describing payday lenders and other such usurers.

Wow and yet YOU still don't answer the question.  I didn't ask what City Mission and Consumer say they are.  Fairy obvious you are just being obtuse now - but I would expect nothing less from you.

youre a darling little catamite arent you? keep it civil pinche pendejo please.
like you are owed a pearl necklace...wtf give your scrote a tickle skidmark.