"Scumlord"

[SueDonim]

Or maybe thinks that a lot of the housing crisis has been caused/contributed to by draconian rules, some of which are pretty ridiculous and should never have been applied.

Rules are always draconian/ridiculous/[insert adjective of choice] to those that don't agree with them... hence, entitlement.

There are those who don't know the industry/business [insert word of choice] who disagree for no good reason, and there are those who do know the industry/business who make submissions to tell the government what is wrong with its plans and why they are bad/won't work. The government goes ahead anyway (because most of them don't understand the industry) and the people affected tend to continue to disagree, especially when the results they forewarned come about.