You can never have enough...

[Oh_hunnihunni]

One reason to close joint accounts when one party dies is because later developing estate matters can cause complications, so the banks want to wind up and shed their responsibilitities as quickly and neatly as possible.Hence they require all the usual documentation from surviving parties and close off the business relationship, thereby passing responsibility on...

I have never understood the motivation beyond challenging wills and claiming on estates, but lots of people do it. Just as lots of people use their final wishes to do harm to others. Human beings are weird creatures. And banks know it, lol.