You can never have enough...

[harm_less]

Import them. The way other countries import ours...

We're definitely doing that with nurses. My sister in North Shore Hospital is surrounded by junior nurses who are recent immigrants lacking English language skills.

My knee surgery back in March was at Southern Cross. Day nurse was South African, afternoon/evening Indian and night Filipino. All great at what they were doing. Next day (prior to discharge) was my first Kiwi nurse but a very vocal anti-vaxxer   The homeobotanical remedy I had on my bedside table had her thinking we had AV in common - I do have my own AV theories but not to the extent of her tirade.

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MrK reminded me it was 7.45pm, not 6.45pm!  Such long hours.  I love the idea of not paying the tobacco industry and giving those $$$ to our doctors.

Ahhh buggar, popeye!  At least it was $100, my sister-in-law lost $3000.  And we were at the bank a while ago and someone had lost $10000.  It does take a while to 'catch up' when budgets are tight.  Fingers crossed your bank can help.

I was hit twice a few years back, $1900 and ~$800. In both cases they kept shopping on our Visa until they hit the limit, and in both these cases the bank didn't reimburse the Visa balance for 3 months so we had to carry that cost for that long.

As a result of those frauds we now have a separate credit card for online use only with $1,000 limit (which is usually ~half spent) to minimise our risk exposure, and I no longer allow Trade Me to "save my credit card details for later" as both frauds were able to enter our CVV number which did limit the places that the thieves could have found our details and TM was on that very short list.