Shop Pay is part of the Shopify platform which many, if not most, e-commerce websites use for their layout and checkout. Shopify is a 'software as a service' model where you pay them for server space, transaction fees and as it seems the Shop Pay facility.
Having checked with our web designer who also does Shopify based websites (ours uses OpenCart) the collection of customer data 'for faster future checkouts' is promoted by Shopify. Our web designer is confident that the security of their database is up to speed but my main issue is that the address data 'harvested' by Shop Pay in our case wasn't applicable or preferred for a subsequent purchase as it lead to:
a.) Our rural address being used for a seller that requested a rural surcharge once the sale completed. I usually opt for an alternative address to avoid such charges.
b.) The address details on the item lacked the Rural Delivery run number so I was then contacted to correct this shortfall of info to avoid further delivery delay.
c.) I choose between 3 different delivery addresses to avoid rural charges if preferred, and whether the delivery service can do so to our PO Box. The automation in play by Shop Pay denies my the ability to 'customise' my delivery address as required for individual purchases.
I have now deleted/cancelled my Shop Pay account but will now have to check that address details aren't again harvested when I next purchased through a Shopify based website. In many cases Shopify is not readily identified within a website's displayed data.
If you have received emails requesting you download the Shop Pay app following a purchase in order to more easily track your deliveries in one place this is an indication that the transaction has been processed by Shopify and Shop Pay, and that it is too late to rectify the situation. In my case I do not download any e-commerce or payment related apps to my phone as I complete all such business on my laptop due to my doubts about security in smartphone transactions. In the last case I already had tracking available via the GoSweetSpot CourierPost system so ignored the Shop Pay prompt.
Having checked with our web designer who also does Shopify based websites (ours uses OpenCart) the collection of customer data 'for faster future checkouts' is promoted by Shopify. Our web designer is confident that the security of their database is up to speed but my main issue is that the address data 'harvested' by Shop Pay in our case wasn't applicable or preferred for a subsequent purchase as it lead to:
a.) Our rural address being used for a seller that requested a rural surcharge once the sale completed. I usually opt for an alternative address to avoid such charges.
b.) The address details on the item lacked the Rural Delivery run number so I was then contacted to correct this shortfall of info to avoid further delivery delay.
c.) I choose between 3 different delivery addresses to avoid rural charges if preferred, and whether the delivery service can do so to our PO Box. The automation in play by Shop Pay denies my the ability to 'customise' my delivery address as required for individual purchases.
I have now deleted/cancelled my Shop Pay account but will now have to check that address details aren't again harvested when I next purchased through a Shopify based website. In many cases Shopify is not readily identified within a website's displayed data.
If you have received emails requesting you download the Shop Pay app following a purchase in order to more easily track your deliveries in one place this is an indication that the transaction has been processed by Shopify and Shop Pay, and that it is too late to rectify the situation. In my case I do not download any e-commerce or payment related apps to my phone as I complete all such business on my laptop due to my doubts about security in smartphone transactions. In the last case I already had tracking available via the GoSweetSpot CourierPost system so ignored the Shop Pay prompt.