I don't know what this retirement pundit is smoking

[Olive]

Before covid, we were out for coffee every day, and saved very little. Covid put a stop to that, and broke the habit. These days, we might have coffee out once a week, and dine out once every 6 weeks or so.

I've never been very keen on going out for coffee, but when we lived in Auckland we went out for dinner every one or two weeks and it cost a lot.   Now that we live in a small provincial town there is nowhere that provides even remotely edible food so we don't eat out at all.   It certainly saves money and I think is better for our health too.