16-03-2023, 03:16 PM
(16-03-2023, 02:19 PM)Lilith7 Wrote: I've used it for buying things on TM & haven't had any problem with it. Its quicker & easier than depositing into someone's bank.Yes, it's geared to the buyer's advantage but takes away some of the seller's rights. We accept PayPal for TM sales which allows the buyer to use their credit card but as TM makes up less than 1% of our turnover it's not a big deal for us in any case. Just prefer not to have some buyer with an attitude able to convince a TM rep to refund funds from our account.
I'm also happy to do a bank transfer or reenter CC details each time we buy on TM rather than allow TM to store our payment details. Last CC fraud we suffered was ~$1,900 which took 3 months for Visa to refund so we had to carry that amount for that time and I'm not keen on risking that situation again as much as I can help it.